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Today's Rates

Last update: February 8, 2010 10:55 AM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
30 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
4.875 1.000 5.031
5.125 0.000 5.193
15 yr fixed conforming
15 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
4.375 1.000 4.642
4.625 0.000 4.741
3/1 ARM
3 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
30/5 yr fixed or 5/1 ARM
5 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
4.000 1.000 3.562
4.500 0.000 3.660
30/7 yr fixed or 7/1 ARM
7 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
4.500 1.000 3.912
5.000 0.000 4.073
10/1 ARM
1 year ARM
Rate adjusts on an annual basis, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
Loan amount over $417,000 - $1 million. 30 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
8.125 0.750 8.249
8.375 0.000 8.419
15 yr fixed jumbo
Loan amount over $322,701 - $1 million. 15 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
3/1 jumbo ARM
Loan amount over $417,000 - $1 million. 3 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
5/1 jumbo ARM
Loan amount over $417,000 - $1 million. 5 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
4.250 0.750 3.601
4.750 0.000 3.721
7/1 jumbo ARM
Loan amount over $417,000 - $1 million. 7 year fixed, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
4.625 0.750 3.920
5.125 0.000 4.104
10/1 jumbo ARM
1 year ARM
Loan amount over $322,701 - $1 million. Rate adjusts annually, no prepayment penalty, owner occupied. Call for non-owner rates (888) 311-0663.
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.




Wade Financial Services, Inc. - 1017 Beatties Ford Road - Charlotte, NC 28216
Corporate Phone: (704) 726-3763 Corporate Fax: (704) 596-4012


Wade Financial Services lends in the following States:

California, Florida, North Carolina, Nevada *

* Borrowers are sent by referral and are not solicited in the state.

 Call us at (704) 726-3763



CAMB - California Association of Mortgage Brokers Equal Housing Lender FAMB - Florida Association of Mortgage Brokers NAMB - National Association of Mortgage Brokers

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